Welcome to the Health Care Rights Initiative

Knowledge is power. Every American should understand their health insurance coverage.

Insurance = Access & Understanding Insurance = Accessing Care

Patients and providers are allies. Educated patients should talk to their health care providers when insurance challenges are influencing health care decisions.

NEWS AND NOTES

September 23, 2010
Major provisions of the new health reform law go into effect:

1) Young adults can stay on their parent's health plan until the age of 26

2) No pre-existing condition exclusions for children

3) No Rescissions (revoking) of insurance policies except in cases of fraud

Find out more! Read the Commonwealth Fund timeline.

What We Do

The Health Care Rights Initiative is an education and advocacy organization that assists patients and health care providers to navigate private health insurance issues.

We help patients:

• Challenge insurance denials
• File insurance appeals
• Address medical billing issues
• Request pre-certification
• Understand what is or is not covered

We help providers:

• Advocate for patient care
• Streamline billing procedures
• Communicate effectively with insurance plans

Private health insurance includes:

1) Health insurance from your employer
2) Health insurance you bought on your own
3) Medigap insurance plans

Medicare, Medicaid, Veteran's Benefits or Military Benefits are NOT private health insurance. However, some Medicaid and Medicare plans are managed by private health insurance companies.

Still not sure if you have a private health insurance issue? Feel free to call us and we are happy to answer your questions.